Integral Financial Solutions

Mortgage Loan

Flexible mortgage loans designed to suit your needs. Build your future!

Mortgage Loan

At Integral Financial Solutions, we provide expert solutions for loans against residential, commercial, and industrial properties. Whether you need funds for business expansion, repayment of high-interest loans, marriage, higher education, or other financial needs, our mortgage loan services are designed to meet your unique requirements.

Key Features of Our Mortgage Loans Services

Attractive Interest Rates

Starting at just 9% p.a., ensuring affordability.

Flexible Tenure

Loan repayment period of up to 20 years, offering ease and convenience.

High Loan Amount

Avail up to 80% of your property value, unlocking the full potential of your assets.

Versatile Usage

Use the funds for business growth, debt consolidation, personal events, or educational aspirations.

Customized Solutions

Loans tailored to fit your profile and financial goals.

Quick Processing

Fast approvals and minimal documentation to save your time.

Our team of experts ensures that the process is hassle-free and transparent, providing you with personalized guidance at every step. We collaborate with over 125+ financial institutions to bring you the best offers that align with your profile and property value.

Turn your property into an opportunity with Integral Financial Solutions. Let us help you achieve your financial goals with trusted mortgage loan services.

FAQ's

1. What is a mortgage loan?

A mortgage loan is a secured loan where you pledge your residential, commercial, or industrial property as collateral to borrow funds.

2. What is the interest rate for a mortgage loan?

Mortgage loan interest rates start from 9% p.a. and vary based on your profile, loan amount, tenure, and property value.

3. What is the maximum tenure for a mortgage loan?

The maximum tenure for a mortgage loan is up to 20 years, which allows for lower EMIs and better financial planning.

4. What type of properties can I mortgage?

You can mortgage residential, commercial, or industrial properties that are free of legal disputes and meet the lender’s criteria.

5. How much loan amount can I get against my property?

You can get up to 80% of the property’s market value as a loan, depending on your income and repayment capacity.

6. What documents are required for a mortgage loan?

Key documents include:

  • KYC documents (ID and address proof)
  • Income proof (salary slips, IT returns, etc.)
  • Bank statements (last 6 months)
  • Property documents (ownership proof, valuation report, etc.)
7. Can I use a mortgage loan for personal or business purposes?

Yes, mortgage loans can be used for purposes like business expansion, debt consolidation, funding higher education, medical expenses, or weddings.

8. What happens if I fail to repay the loan?

If you fail to repay the loan, the lender has the legal right to auction your mortgaged property to recover the loan amount.

9. How is the value of the property determined?

The property’s value is determined through a professional valuation process conducted by the lender’s appointed surveyor.

10. Why should I choose Integral Financial Solutions for my mortgage loan?

At Integral Financial Solutions, we:

  • Offer tailored loan solutions for individuals and businesses.
  • Have access to 125+ lenders, including banks and NBFCs.
  • Provide competitive interest rates and hassle-free processing.
  • Assist with documentation and resolve challenging cases.